All state guides
Income tax structureflat
Top marginal rate3.0%
Flat rate3.0%
Local income taxNone
Reciprocity agreementsKY, MI, OH, PA, WI
Convenience-of-employer ruleNo
Community property stateNo
State estate / inheritance taxNo
QSBS conformityunknown

Quick answer (Indiana, 2026)

Indiana uses a flat individual income tax with a flat rate of 3.0%. There is no local (city/county) income tax on top of the state rate. No state estate or inheritance tax applies. Source: Tax Foundation — State Individual Income Tax Rates and Brackets, 2026 (retrieved 2026-08-11).

⚠ Some figures for Indiana are not yet fully verified. Treat as indicative and confirm with the Indiana Department of Revenue before relying on them.

Why it matters: State income tax is only part of the picture. Residency, sourcing of income, credits, and local taxes change the effective burden. Use the embedded estimator below for your own number, and check reciprocity and convenience-rule status before a move or remote-work arrangement.

This guide summarizes structural facts for planning. It is not a substitute for the official Indiana tax code or a licensed preparer.

Estimate your Indiana state income tax

Pre-filled for Indiana (IN). Enter your state taxable income and filing status to see the estimated state (and any local) tax, effective rate, and a printable breakdown.

Structure
flat
Top rate
3.0%
State tax
$2,440
Eff. rate (state+local)
3.0%

Flat rate; 2026 rate cited as 3.05% by IN DOR but Tax Foundation/other sources show 2.95%–3.05% under the phased cut. Verify the exact 2026 rate against Ind. Code § 6-3-2-1 before relying.

⚠ Some figures for this state are not yet fully verified — confirm with the state Department of Revenue before relying on them.

Not tax, legal, or financial advice

FiscTalk provides general educational information from public sources. Tax outcomes depend on your full facts, filing history, and jurisdiction-specific rules that change yearly. Before filing or making decisions, consult a licensed CPA, EA, or attorney. FiscTalk is not a fiduciary and is not affiliated with the IRS or any state agency.

Sources & methodology

Figures as of 2026-08-09Primary sources

Frequently asked questions

Does Indiana have a state income tax in 2026?
Yes. indiana uses a flat individual income tax with a flat rate of 3.0%.
What is the top income tax rate in Indiana for 2026?
The top marginal individual income tax rate in Indiana for 2026 is 3.0%.
Does Indiana have local income taxes?
No. Indiana has no local income tax on top of the state rate.
Does Indiana have an estate or inheritance tax?
No. Indiana does not levy a state estate or inheritance tax; the federal estate tax may still apply above the $15M exemption.

Not tax, legal, or financial advice

FiscTalk provides general educational information from public sources. Tax outcomes depend on your full facts, filing history, and jurisdiction-specific rules that change yearly. Before filing or making decisions, consult a licensed CPA, EA, or attorney. FiscTalk is not a fiduciary and is not affiliated with the IRS or any state agency.

Sources & methodology

Figures as of 2026-08-09Primary sources
By: FiscTalk Editorial TeamSourced & checked: In-house, against primary sourcesPublished: 2026-08-09Last reviewed: 2026-08-09

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