Legal, Privacy & Advertising Disclosures

1. Disclaimer — Not Professional Advice

Figures shown are model estimates based on published rules, schedules, and rates. They do not capture every factor that applies to your situation and may be out of date when you read them. FiscTalk makes no warranty as to accuracy, completeness, or currentness.

2. Terms of Use

By using FiscTalk (the "Site"), you agree to these terms. The Site is provided "as is" without warranties of any kind, express or implied. Calculators and content are for informational purposes only.

You may not rely on any output as professional advice, and you are solely responsible for how you use the information. FiscTalk is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site. We may modify or discontinue any feature at any time without notice.

All trademarks, logos, and brand names are the property of their respective owners. Reference to a third-party product or service does not imply endorsement.

3. Privacy Policy

FiscTalk is designed to respect your privacy. Our calculators run in your browser and do not require an account. We do not collect, store, or sell personally identifiable information through the calculators themselves.

We may use privacy-respecting, aggregated analytics (such as anonymous page-visit counts) to understand how the Site is used and improve it. These analytics are configured to avoid identifying individual visitors. We do not sell your information to third parties.

The Site may use essential cookies required for basic functionality. Third-party advertising or embedded content may set their own cookies subject to their privacy policies. You can control cookies through your browser settings.

The Site is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us information, contact us and we will delete it.

For questions about this policy or to request deletion of any information we may hold, email [email protected].

4. Advertising & Affiliate Disclosure

FiscTalk is free to use and is currently supported solely by third-party advertising (Google AdSense). At the time of writing we do not use affiliate links and do not sell leads or sponsored conclusions. If we add affiliate links in the future, they will be disclosed both here and in the Site footer, and any such relationship will not influence our calculators, the figures we show, or the order in which options are presented.

Google AdSense may place ads and set cookies for interest-based advertising, subject to Google’s policies; our editorial content is not written to serve advertisers. We disclose this in accordance with the U.S. Federal Trade Commission’s endorsement guidelines and in our dedicated Advertising & Affiliate Disclosure.

5. Contact

Questions about these disclosures, our privacy practices, or a correction request can be sent to [email protected].

FiscTalk · https://fisctalk.com