Direct answer

In 2026 the federal AMT exemption is $90,100 single / $140,200 joint (IRS Rev. Proc. 2025-32). It phases out starting at $500,000 (single) / $1,000,000 (joint), at 25¢ per dollar of AMT income. You owe AMT only when it exceeds your regular tax — common triggers are ISO exercises and large SALT deductions. Source: IRS Rev. Proc. 2025-32, retrieved 2026-08-11.

2026 AMT exemption & phase-out

Exemption — single
$90,100
Exemption — married joint
$140,200
Phase-out starts — single
$500,000
Phase-out starts — married joint
$1,000,000

The exemption is reduced by 25% of AMT income above the phase-out start, so it is fully eliminated at roughly four times the threshold. The 28% AMT rate applies above the exemption; a 26% rate applies to the first AMT bracket.

AMT 2026 FAQ

What is the AMT exemption in 2026?

The federal AMT exemption is $90,100 for single filers and $140,200 for married couples filing jointly in 2026, indexed for inflation (IRS Rev. Proc. 2025-32).

When does the AMT exemption phase out?

The exemption begins to phase out at $500,000 of AMI for single filers and $1,000,000 for joint filers. It is reduced by 25 cents for every dollar of AMT income above the threshold, so it is fully gone at roughly 4x the threshold.

What triggers the AMT?

The AMT adds back certain preferences disallowed under the regular tax: incentive stock option (ISO) bargain element, large state and local tax deductions (now capped at $40,400), miscellaneous itemized deductions, and private-activity municipal-bond interest. You owe the AMT only if it exceeds your regular tax.

Is the AMT still relevant after the 2017 TCJA changes?

Yes, but far fewer people hit it. The TCJA roughly doubled the exemption and raised the phase-out thresholds through 2025; OBBBA made those levels permanent, so the AMT mainly affects higher-income filers with large ISO exercises or very high SALT deductions.

Not tax, legal, or financial advice

FiscTalk provides general educational information from public sources. Tax outcomes depend on your full facts, filing history, and jurisdiction-specific rules that change yearly. Before filing or making decisions, consult a licensed CPA, EA, or attorney. FiscTalk is not a fiduciary and is not affiliated with the IRS or any state agency.